The government’s Right to Buy scheme gives people the opportunity to buy their council home or housing association property at a price discounted below its market value. The maximum discount available to public-sector tenants in England is currently £84,600, rising to £112,800 for those living in London. The scheme works slightly differently in Wales and Northern Ireland, where the maximum discounts are £8,000 and £24,000 respectively.

Using our Right to Buy Discount Calculator, you can calculate what discount you could be entitled to when purchasing your public-sector property through the Right to Buy scheme.

Calculation results should not be considered as a quote. Make sure you read the separate Key Facts Illustration (KFI) or European Standard Information Sheet (ESIS) before making a decision.

How does the calculator work?

Our calculation is based on the current value of your home, the property type, and the number of years you have been a tenant. Your discount will vary depending on whether your property is a house or flat.

Houses – You could qualify for a 35% discount off the market value of your council house if you have been a public sector tenant for between three and five years. After five years, the discount goes up by 1% for every extra year you have been a tenant, up to a maximum discount of 70%.

Flats – You could qualify for a 50% discount off the market value of your council flat if you have been a public sector tenant for between three and five years. After five years, the discount goes up by 2% for every extra year you have been a tenant, up to a maximum discount of 70%.

For both houses and flats, the maximum discount is capped at £84,600 across England and £112,800 in London boroughs.