Independent Mortgage Broker in Ipswich

Expert advice from our St Nicholas Street team. Whether you’re a first-time buyer or facing the 2026 remortgage crunch, IMC (formerly Ipswich Mortgage Centre) is here to help.

 

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Last edited on: 7th September 2026.

Expert mortgage advice in Ipswich

Unlock your ideal mortgage with IMC Mortgage Brokers in Ipswich. As an independent whole of market mortgage broker based on St Nicholas Street, Ipswich, we provide Ipswich homeowners with exclusive deals and competitive rates that you won't find on the high street.

Whether you're a first-time buyer navigating the Suffolk property market, an investor looking for a buy-to-let, or a homeowner facing the 2026 remortgage crunch, our team is here to help. We offer the flexibility of face-to-face consultations in our Ipswich branch or remote support for clients across the UK.

We don't just find deals; we research, compare, and secure the specific solution that fits your financial goals.

Book your free consultation

Hear from our customers

Samuel Sherman

Nicholas helped us every step of the way, with the mortgage offer, life insurance, building insurance making it easy for us to understand in simple terms. Always kept good communication with us every step of the way through our house purchase. Highly recommend. Will be using again come our mortgage renewal! Thanks again

5 rating

Kevin Greig

Excellent service from Ipswich mortgage company. Would recommend them to anyone. I’m not the best at sorting mortgages out etc but mark philips was excellent he was so helpful wouldn’t have done it without him .

5 rating

Emma Scrivener

5 rating

Graham Felce

The help and guidance I received on renewing my mortgage was excellent, with a good level of support that helped through every stage with no worry whatsoever. Highly recommend.

5 rating

nadine el-oun

Iain helped us get our mortgage on our dream home and was really helpful and informative as well as getting us the best deal. Brilliant service, thank you!

5 rating

Adam Hall

5 rating

Emma Lyn Grace Hall

⭐⭐⭐⭐⭐ We cannot recommend our mortgage broker highly enough! From start to finish, the service was exceptional. Professional, knowledgeable, supportive, and always willing to go the extra mile. They made the entire process smooth and stress-free, kept us informed every step of the way, and made us feel truly valued. We are incredibly grateful for...

5 rating

ian mchenry

Can't rate Thomas at IMC highly enough. We've used for two mortgage and have always been impressed by his knowledge, sensible advice and understanding and always willing to answer questions. ian

5 rating

Matthew Barratt

Excellent, efficient and professional service - highly recommend!

5 rating

Kayleigh Higgins

We have gone with IMC twice now for both of our mortgages. Calvin is extremely helpful and friendly. Calvin always ensures we get the best deal around. Thanks again!

5 rating

How much can you borrow for an Ipswich property?

Understanding your borrowing power is the first step toward a successful property search in Suffolk. Whether you’re eyeing a Victorian terrace near Christchurch Park or a new build in Kesgrave, knowing your budget saves you valuable time and prevents disappointment.

Lenders evaluate various factors to determine your affordability, including your income, outgoings, and credit history. As an independent mortgage broker in Ipswich, we know that every lender calculates these figures differently – some are much more generous than others depending on your profession or deposit size.

Use our quick and easy Mortgage Affordability Calculator below to get a realistic idea of your borrowing potential before you start viewing homes.

Try our free affordability calculator

Why choose IMC as your mortgage broker in Ipswich?

  • In-person support: Visit our St Nicholas Street branch for face-to-face advice. While many mortgage brokers are moving entirely online, we believe some conversations are better had in person.
  • Tailored local expertise: Our advisors don't just look at rates; we look at your personal circumstances. We find the right product for you, whether you’re buying a home in IP1 or remortgaging in the surrounding Suffolk villages.
  • Comprehensive guidance: From your initial "how much can I borrow" chat to finalising your application, your dedicated Ipswich mortgage advisor will be with you every step of the way to ensure a smooth, stress-free process.
An image of a smiling couple with the man shaking hands with someone off camera

How to find our Ipswich mortgage branch

As an independent mortgage broker in Ipswich, we value being part of the local community. While we handle many applications remotely, you are always welcome to visit our St Nicholas Street branch to discuss your plans in person.

Email address
[email protected]
Telephone
01473 253 344
Head Office
IMC Mortgage Brokers
10-12 St Nicholas St
Ipswich
Suffolk
IP1 1TJ

Get started with an independent mortgage broker in Ipswich

Working with a local expert gives you a significant advantage in today’s market. As a whole-of-market mortgage broker in Ipswich, we offer more lender options than your local bank, increasing your chances of a successful application even if your circumstances are complex.

We aim to make the process as smooth as possible, proactively managing your application to prevent unexpected hiccups. Whether you are searching for your first home or looking for Ipswich mortgage advice for a professional buy-to-let, we ensure you are kept informed at every stage.

If you are located in Ipswich or the surrounding Suffolk area, why not get in touch? You can discuss your situation with an expert advisor for free, with no obligation to proceed.

Independent, whole of market mortgage broker in Ipswich


At IMC Mortgage Brokers, we have access to thousands of products from across the entire market. Unlike a bank that only offers its own rates, our independent status means we work for you to find the right deal – whether you're a first-time buyer or looking to remortgage in 2026.

A key icon with blue outline and a green house keytag attached indicating buy-to-let mortgages
First-Time Buyer Mortgages
If you’re trying to make your way onto the property ladder, our experts will be able to guide you throughout the whole process.
Remortgaging
Is it time for you to remortgage? Explore your options to secure the most competitive deal available to you.
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Self-Employed Mortgages
Proving your income when you’re self-employed can be challenging, but there are plenty of lenders willing to help.
hand with a house hovering over the top with a dark blue outline, purple roof and green house
Buy-to-Let Mortgages
Looking to get a rental property in Ipswich? We are here to help you secure the most competitive Buy-to-Let product.
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Bad Credit Mortgages
If you have suffered from bad credit in the past, it doesn’t have to stop you from getting a mortgage.

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