Independent Mortgage Broker in Ipswich

Expert advice from our St Nicholas Street team. Whether you’re a first-time buyer or facing the 2026 remortgage crunch, IMC (formerly Ipswich Mortgage Centre) is here to help.

 

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Last edited on: 19th August 2026.

Expert mortgage advice in Ipswich

Unlock your ideal mortgage with IMC Mortgage Brokers in Ipswich. As an independent whole of market mortgage broker based on St Nicholas Street, Ipswich, we provide Ipswich homeowners with exclusive deals and competitive rates that you won't find on the high street.

Whether you're a first-time buyer navigating the Suffolk property market, an investor looking for a buy-to-let, or a homeowner facing the 2026 remortgage crunch, our team is here to help. We offer the flexibility of face-to-face consultations in our Ipswich branch or remote support for clients across the UK.

We don't just find deals; we research, compare, and secure the specific solution that fits your financial goals.

Book your free consultation

Hear from our customers

Glen Driver

Dear Graham, I honestly don’t think words can fully express how grateful I am for everything you’ve done for me throughout the purchase of my new home. From the very first day we spoke until the moment I received the keys, you’ve been there every step of the way. Your support, advice, patience, and reassurance...

5 rating

Adrian Partridge

IMC ipswich mortgage centre william holden Our mortgage adviser william holden of ipswich mortgage centre is always very helpful and got us sorted on our remortgage very quickly and smoothly. Highly recommended ! happy to carry on using their services in the future!

5 rating

Harry Chittenden

We had a fantastic experience with getting our mortgage sorted out for buying our second property with the help of William Holden. He also helped me with my first property when I purchased that a few years back! Very knowledgeable and straight to the point.

5 rating

Mylene Chittenden

We used Ipswich Mortgage Center twice now, both times they've been really helpful especially Will. He went extra mile for us just so we can get better and affordable pricing for our next house. He always tried to answer any of our queries fast and was consistently good from start to finish. Highly recommended.

5 rating

Haydn Rowlandson

From the purchase of my first home to remortgaging, Will has help me and my family achieve our goals.. His dedication to detail and finding the best deal on the market is amazing.. There is not another mortgage broker we’d go to! Thanks for everything you’ve done and will continue to do for us!

5 rating

Max Garnier

We had a very good experience using Ipswich Mortgage Centre, specifically with our advisor Iain. As first time buyers, we were pretty clueless going into the process but Iain was very helpful every step of the way and explained things in a very easy to understand manner. We were kept informed regularly by phone and...

5 rating

30 Brick Drive

Tom had been informative and really helpful from when we first took out our mortgage as first time buyers and through the re mortgaging process, he was always on hand for a quick call to answer any questions we had! Thank you Tom!

5 rating

Lauren Perkins

Tom has been brilliant from start to finish. He was always quick to respond, always patient, and made what could’ve been a stressful process feel easy. You can tell he genuinely wants the best for his clients. We felt looked after the whole way through and ended up with a mortgage that suited us perfectly....

5 rating

Ipswich Linen Services

Thomas Hobin work at Ipswich mortgage centre who helped me secure my mortgage.Thomas provides an exceptional service, he’s very attentive and always available whenever you feel you need to ask any questions , and always come up with a clear answer which helps tremendously. I can’t praise highly enough and recommend anyone looking to get...

5 rating

Steph Smith

Nick was very helpful, providing as much information as possible and guiding me through the process.

5 rating

How much can you borrow for an Ipswich property?

Understanding your borrowing power is the first step toward a successful property search in Suffolk. Whether you’re eyeing a Victorian terrace near Christchurch Park or a new build in Kesgrave, knowing your budget saves you valuable time and prevents disappointment.

Lenders evaluate various factors to determine your affordability, including your income, outgoings, and credit history. As an independent mortgage broker in Ipswich, we know that every lender calculates these figures differently – some are much more generous than others depending on your profession or deposit size.

Use our quick and easy Mortgage Affordability Calculator below to get a realistic idea of your borrowing potential before you start viewing homes.

Try our free affordability calculator

Why choose IMC as your mortgage broker in Ipswich?

  • In-person support: Visit our St Nicholas Street branch for face-to-face advice. While many mortgage brokers are moving entirely online, we believe some conversations are better had in person.
  • Tailored local expertise: Our advisors don't just look at rates; we look at your personal circumstances. We find the right product for you, whether you’re buying a home in IP1 or remortgaging in the surrounding Suffolk villages.
  • Comprehensive guidance: From your initial "how much can I borrow" chat to finalising your application, your dedicated Ipswich mortgage advisor will be with you every step of the way to ensure a smooth, stress-free process.
An image of a smiling couple with the man shaking hands with someone off camera

How to find our Ipswich mortgage branch

As an independent mortgage broker in Ipswich, we value being part of the local community. While we handle many applications remotely, you are always welcome to visit our St Nicholas Street branch to discuss your plans in person.

Email address
[email protected]
Telephone
01473 253 344
Head Office
IMC Mortgage Brokers
10-12 St Nicholas St
Ipswich
Suffolk
IP1 1TJ

Get started with an independent mortgage broker in Ipswich

Working with a local expert gives you a significant advantage in today’s market. As a whole-of-market mortgage broker in Ipswich, we offer more lender options than your local bank, increasing your chances of a successful application even if your circumstances are complex.

We aim to make the process as smooth as possible, proactively managing your application to prevent unexpected hiccups. Whether you are searching for your first home or looking for Ipswich mortgage advice for a professional buy-to-let, we ensure you are kept informed at every stage.

If you are located in Ipswich or the surrounding Suffolk area, why not get in touch? You can discuss your situation with an expert advisor for free, with no obligation to proceed.

Independent, whole of market mortgage broker in Ipswich


At IMC Mortgage Brokers, we have access to thousands of products from across the entire market. Unlike a bank that only offers its own rates, our independent status means we work for you to find the right deal – whether you're a first-time buyer or looking to remortgage in 2026.

A key icon with blue outline and a green house keytag attached indicating buy-to-let mortgages
First-Time Buyer Mortgages
If you’re trying to make your way onto the property ladder, our experts will be able to guide you throughout the whole process.
Remortgaging
Is it time for you to remortgage? Explore your options to secure the most competitive deal available to you.
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Self-Employed Mortgages
Proving your income when you’re self-employed can be challenging, but there are plenty of lenders willing to help.
hand with a house hovering over the top with a dark blue outline, purple roof and green house
Buy-to-Let Mortgages
Looking to get a rental property in Ipswich? We are here to help you secure the most competitive Buy-to-Let product.
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Bad Credit Mortgages
If you have suffered from bad credit in the past, it doesn’t have to stop you from getting a mortgage.

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