Mortgage Affordability Calculator

Our mortgage affordability calculator gives you a quick estimate of how much you might be able to borrow, based on your income and regular outgoings. Lenders assess affordability in different ways – taking into account your salary, existing commitments, credit history and the type of mortgage you need – so treat the result as a guide rather than a formal offer.

For a more accurate figure based on your own circumstances, including self-employed income, bonuses or existing debts, speak to our advisers. We compare mortgages from lenders across the market to find a deal that fits your budget.