Independent Mortgage Broker in Ipswich

Expert advice from our St Nicholas Street team. Whether you’re a first-time buyer or facing the 2026 remortgage crunch, IMC (formerly Ipswich Mortgage Centre) is here to help.

 

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Last edited on: 24th March 2026.

Expert mortgage advice in Ipswich

Unlock your ideal mortgage with IMC Mortgage Brokers in Ipswich. As an independent whole of market mortgage broker based on St Nicholas Street, Ipswich, we provide Ipswich homeowners with exclusive deals and competitive rates that you won't find on the high street.

Whether you're a first-time buyer navigating the Suffolk property market, an investor looking for a buy-to-let, or a homeowner facing the 2026 remortgage crunch, our team is here to help. We offer the flexibility of face-to-face consultations in our Ipswich branch or remote support for clients across the UK.

We don't just find deals; we research, compare, and secure the specific solution that fits your financial goals.

Book your free consultation

Hear from our customers

Daniel Canaj

Used Ipswich mortgage centre William helped me and some of my friends, very helpful got what I needed and with greater interest rate I would definitely recommend to all my friends and family in the future best in Ipswich by far thanks will.

5 rating

Lee Crowe

Great service. Tom hobin was Very helpful done everything to make things possible and as easy as possible

5 rating

Sam Ryan

Iain was amazing throughout the entire process, we are so grateful for him as he dealt with everything from start to finish. He is very professional but also very down to earth and made the conversations very easy to understand about what exactly was happening, He is so friendly and welcoming and genuinely had our...

5 rating

Ellie Jackson

Mark assisted with my mortgage, buildings insurance and income protection. He was friendly, knowledgeable and easily contacted throughout the transaction. I won't hesitate to use him again.

5 rating

Piotr Lis

Great experience with Ipswich Mortgage Centre. The team was friendly, professional, and made the whole mortgage process really easy to understand. They were always quick to respond and helped find the best option for me. Highly recommend!

5 rating

Regulus Regulus

Graham helped us with our first mortgage and recently with our remortgage. He was super helpful, he explained everything clearly and manage us throughout whole process from finding the best deals to helping communicate with lawyers. Thanks to him all process went smoothy and stress free. I would highly recommend Graham to anyone who is...

5 rating

Monica Kozak

5 rating

Hannah Armes

So grateful again for Mark at Ipswich Mortgage Centre, we have used him a few times now and this time he worked out a unique product for us and we experienced great support and communication throughout. Thank you!

5 rating

Jon and Linda

Used William to arrange a mortgage for us. He was extremely professional and helpful throughout the process and we would highly recomend him.

5 rating

Jeremy Bewick

Ipswich Mortgage Centre are great. Been helping with my mortgage for years. Really efficient and easy to deal with especially William Holden.

5 rating

How much can you borrow for an Ipswich property?

Understanding your borrowing power is the first step toward a successful property search in Suffolk. Whether you’re eyeing a Victorian terrace near Christchurch Park or a new build in Kesgrave, knowing your budget saves you valuable time and prevents disappointment.

Lenders evaluate various factors to determine your affordability, including your income, outgoings, and credit history. As an independent mortgage broker in Ipswich, we know that every lender calculates these figures differently – some are much more generous than others depending on your profession or deposit size.

Use our quick and easy Mortgage Affordability Calculator below to get a realistic idea of your borrowing potential before you start viewing homes.

Try our free affordability calculator

Why choose IMC as your mortgage broker in Ipswich?

  • In-person support: Visit our St Nicholas Street branch for face-to-face advice. While many mortgage brokers are moving entirely online, we believe some conversations are better had in person.
  • Tailored local expertise: Our advisors don't just look at rates; we look at your personal circumstances. We find the right product for you, whether you’re buying a home in IP1 or remortgaging in the surrounding Suffolk villages.
  • Comprehensive guidance: From your initial "how much can I borrow" chat to finalising your application, your dedicated Ipswich mortgage advisor will be with you every step of the way to ensure a smooth, stress-free process.
An image of a smiling couple with the man shaking hands with someone off camera

How to find our Ipswich mortgage branch

As an independent mortgage broker in Ipswich, we value being part of the local community. While we handle many applications remotely, you are always welcome to visit our St Nicholas Street branch to discuss your plans in person.

Email address
[email protected]
Telephone
01473 253 344
Head Office
IMC Mortgage Brokers
10-12 St Nicholas St
Ipswich
Suffolk
IP1 1TJ

Get started with an independent mortgage broker in Ipswich

Working with a local expert gives you a significant advantage in today’s market. As a whole-of-market mortgage broker in Ipswich, we offer more lender options than your local bank, increasing your chances of a successful application even if your circumstances are complex.

We aim to make the process as smooth as possible, proactively managing your application to prevent unexpected hiccups. Whether you are searching for your first home or looking for Ipswich mortgage advice for a professional buy-to-let, we ensure you are kept informed at every stage.

If you are located in Ipswich or the surrounding Suffolk area, why not get in touch? You can discuss your situation with an expert advisor for free, with no obligation to proceed.

Independent, whole of market mortgage broker in Ipswich


At IMC Mortgage Brokers, we have access to thousands of products from across the entire market. Unlike a bank that only offers its own rates, our independent status means we work for you to find the right deal – whether you're a first-time buyer or looking to remortgage in 2026.

A key icon with blue outline and a green house keytag attached indicating buy-to-let mortgages
First-Time Buyer Mortgages
If you’re trying to make your way onto the property ladder, our experts will be able to guide you throughout the whole process.
Remortgaging
Is it time for you to remortgage? Explore your options to secure the most competitive deal available to you.
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Self-Employed Mortgages
Proving your income when you’re self-employed can be challenging, but there are plenty of lenders willing to help.
hand with a house hovering over the top with a dark blue outline, purple roof and green house
Buy-to-Let Mortgages
Looking to get a rental property in Ipswich? We are here to help you secure the most competitive Buy-to-Let product.
green dollar icon with purple coins and blue outlines
Bad Credit Mortgages
If you have suffered from bad credit in the past, it doesn’t have to stop you from getting a mortgage.

Thanks for getting in touch, a member of the team will be in contact shortly.