Independent Mortgage Broker in Ipswich

Expert advice from our St Nicholas Street team. Whether you’re a first-time buyer or facing the 2026 remortgage crunch, IMC (formerly Ipswich Mortgage Centre) is here to help.

 

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Last edited on: 7th May 2026.

Expert mortgage advice in Ipswich

Unlock your ideal mortgage with IMC Mortgage Brokers in Ipswich. As an independent whole of market mortgage broker based on St Nicholas Street, Ipswich, we provide Ipswich homeowners with exclusive deals and competitive rates that you won't find on the high street.

Whether you're a first-time buyer navigating the Suffolk property market, an investor looking for a buy-to-let, or a homeowner facing the 2026 remortgage crunch, our team is here to help. We offer the flexibility of face-to-face consultations in our Ipswich branch or remote support for clients across the UK.

We don't just find deals; we research, compare, and secure the specific solution that fits your financial goals.

Book your free consultation

Hear from our customers

Nikki Gooch

Graham has been fantastic from start to finish. Extremely knowledgeable and helped me to make the right choice that works for me. Would highly recommend and will use again for sure!

5 rating

SHABRISH PILLAI (Shabrish Pillai)

My experience with Ipswich mortgage centre has been amazing, from purchasing the property to renewing my insurance every year has been a seamless process. Always got the best rates and I would definitely recommend to others planning to buy a new property to reach out to their team. I spoke with my mortgage advisor Mark...

5 rating

agata bojarska

5 rating

EZIRA RANE

We had a really positive experience with Ipswich Mortgage Centre, especially working with Calvin throughout our mortgage process. Calvin was professional, knowledgeable, patient, and genuinely supportive from start to finish. He worked hard to secure us a very good mortgage rate and took the time to explain each stage clearly, which made what can be...

5 rating

Kelmend Sokoli

Graham Storey helped me alot with my mortgage Brilliant work thanks Again

5 rating

Louise Quinton

Fantastic service, have been using Mark Phillips for years. Reliable, quick and trustworthy.

5 rating

Ruben

Mark provided an excellent service throughout the purchase of our property. Communication was always clear and prompt, and he remained proactive during what became quite a complex transaction involving bridging finance, legal requirements and tight deadlines. He was always available to assist, kept things moving where possible, and genuinely cared about getting the deal over...

5 rating

Richie Flack

Whilst I didn't get a mortgage through this firm, Will Holden has been nothing but a saint in giving me advice when I needed it - he has always promptly responded to emails, even when I'm in a bit of a panic - as well as taking the time out of his day to speak...

5 rating

Lisa Lankester

Mark was really helpfully and informative. The whole process was seamless. Thank you.

5 rating

Will Young

We've been working with Nicholas Johnson for a few years now on mortgages for my first flat and now a house. Nic is a pleasure to work with and great at talking through our options as well as any questions we have, and is great at breaking things down for me when not clear. I...

5 rating

How much can you borrow for an Ipswich property?

Understanding your borrowing power is the first step toward a successful property search in Suffolk. Whether you’re eyeing a Victorian terrace near Christchurch Park or a new build in Kesgrave, knowing your budget saves you valuable time and prevents disappointment.

Lenders evaluate various factors to determine your affordability, including your income, outgoings, and credit history. As an independent mortgage broker in Ipswich, we know that every lender calculates these figures differently – some are much more generous than others depending on your profession or deposit size.

Use our quick and easy Mortgage Affordability Calculator below to get a realistic idea of your borrowing potential before you start viewing homes.

Try our free affordability calculator

Why choose IMC as your mortgage broker in Ipswich?

  • In-person support: Visit our St Nicholas Street branch for face-to-face advice. While many mortgage brokers are moving entirely online, we believe some conversations are better had in person.
  • Tailored local expertise: Our advisors don't just look at rates; we look at your personal circumstances. We find the right product for you, whether you’re buying a home in IP1 or remortgaging in the surrounding Suffolk villages.
  • Comprehensive guidance: From your initial "how much can I borrow" chat to finalising your application, your dedicated Ipswich mortgage advisor will be with you every step of the way to ensure a smooth, stress-free process.
An image of a smiling couple with the man shaking hands with someone off camera

How to find our Ipswich mortgage branch

As an independent mortgage broker in Ipswich, we value being part of the local community. While we handle many applications remotely, you are always welcome to visit our St Nicholas Street branch to discuss your plans in person.

Email address
[email protected]
Telephone
01473 253 344
Head Office
IMC Mortgage Brokers
10-12 St Nicholas St
Ipswich
Suffolk
IP1 1TJ

Get started with an independent mortgage broker in Ipswich

Working with a local expert gives you a significant advantage in today’s market. As a whole-of-market mortgage broker in Ipswich, we offer more lender options than your local bank, increasing your chances of a successful application even if your circumstances are complex.

We aim to make the process as smooth as possible, proactively managing your application to prevent unexpected hiccups. Whether you are searching for your first home or looking for Ipswich mortgage advice for a professional buy-to-let, we ensure you are kept informed at every stage.

If you are located in Ipswich or the surrounding Suffolk area, why not get in touch? You can discuss your situation with an expert advisor for free, with no obligation to proceed.

Independent, whole of market mortgage broker in Ipswich


At IMC Mortgage Brokers, we have access to thousands of products from across the entire market. Unlike a bank that only offers its own rates, our independent status means we work for you to find the right deal – whether you're a first-time buyer or looking to remortgage in 2026.

A key icon with blue outline and a green house keytag attached indicating buy-to-let mortgages
First-Time Buyer Mortgages
If you’re trying to make your way onto the property ladder, our experts will be able to guide you throughout the whole process.
Remortgaging
Is it time for you to remortgage? Explore your options to secure the most competitive deal available to you.
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Self-Employed Mortgages
Proving your income when you’re self-employed can be challenging, but there are plenty of lenders willing to help.
hand with a house hovering over the top with a dark blue outline, purple roof and green house
Buy-to-Let Mortgages
Looking to get a rental property in Ipswich? We are here to help you secure the most competitive Buy-to-Let product.
green dollar icon with purple coins and blue outlines
Bad Credit Mortgages
If you have suffered from bad credit in the past, it doesn’t have to stop you from getting a mortgage.

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