Can I Get a Buy to Let Mortgage with Bad Credit?

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Can I get a buy to let mortgage with bad credit?

Owning a Buy to Let Property is an investment opportunity many people aspire to and indeed thousands of people successfully venture down this road.  For those would be Buy to Let Investors who find themselves with a history of bad credit this however could just appear a pipe dream.  The good news is that just as with a residential mortgage there are lenders in the market that will look to assist these potential investors.  The typical bad credit events that can be still be considered are:

As with any applicant with a history of bad credit, the amounts and dates of the events together with the applicants overall financial situation will be paramount in the lenders willingness to accept a buy to let application.

Other than the individual personal circumstances of the applicant, the only other elements that will be applicable are the standard Buy to Let criteria as with any other customer.  This will be the situation of the subject property itself and the rentable value to determine the loan amount permitted.

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