I'd like to view articles relating to... Choose a category Mortgage Affordability House Prices Ipswich Mortgage Affordability Mortgage Affordability Affordability Myth #4: “Once I’ve locked in a mortgage, my interest rate won’t change” Rana Miah | June 18, 2025 2 minute read Locking in a mortgage doesn’t always mean your interest rate stays the same. Fixed rates end, and variable or tracker rates can change – understanding this helps you plan for future costs.... READ LATEST ARTICLE Mortgage Affordability Affordability Myth #4: “Once I’ve locked in a mortgage, my interest rate won’t change” Rana Miah June 18, 2025 READ Mortgage Affordability Affordability Myth #5: “Go for the longest mortgage term – it keeps payments low!” Rana Miah June 18, 2025 READ Mortgage Affordability Affordability Myth #6: “A mortgage is a mortgage – they’re all the same, right?” Rana Miah June 18, 2025 READ Mortgage Affordability Affordability Myth #7: “If your credit score isn’t perfect, you won’t get a mortgage” Rana Miah June 18, 2025 READ Mortgage Affordability Affordability Myth #8: “If my family can be guarantors, I don’t need a job to get a mortgage” Rana Miah June 18, 2025 READ Mortgage Affordability Confused about mortgage affordability? Here’s what you really need to know Rana Miah June 18, 2025 READ Mortgage Affordability Affordability Myth #3: “You can always borrow 4.5x your income” Rana Miah June 18, 2025 READ Mortgage Affordability Affordability Myth #2: “If I earn enough, I’ll be fine” Rana Miah June 18, 2025 READ Mortgage Affordability Affordability Myth #1: “Renting is cheaper than owning” Rana Miah June 18, 2025 READ